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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash with an 18 wheeler, it can be more difficult to settle than a typical car accident claim. Accidents involving trucks are usually accompanied by severe injuries. However, every truck accident is different and there are many variables which affect the time it takes to settle. Here are a few of the most important aspects to consider. Insurance claims Like all vehicles on the road, 18-wheeler truckers must have a minimum level of insurance. This is due to collisions with large trucks are more likely to cause serious injury and property damage when compared to a typical car crash. In reality, these accidents often result in death and devastating injuries. This is why it is vital that victims of these accidents make a claim for the compensation they are entitled to. It can be a challenge to find a policy that will meet all your requirements, even though 18 wheeler coverage is a necessity. Based on the kind of cargo your trucks transport, you may need additional kinds of insurance. Hazmat carriers, for instance, may require liability insurance of up to $5 million. Other policies you may need include towing insurance, trailer interchange insurance, and cargo insurance. A skilled attorney can assist you in determining the type of coverage is required by your business. They will also assist you with negotiating with insurance companies to ensure that your claim is settled. In certain situations, insurance companies may try to limit their liability by claiming comparative fault. This can greatly devalue your claim. A lawyer can assist you to counter these claims and obtain the highest amount of compensation that you are entitled to. Whatever the reason you were injured in the crash, a knowledgeable lawyer will ensure that you receive the amount you're entitled to. Settlements In many instances, the victim of a truck collision will receive a settlement offer prior to filing a lawsuit. The trucking company's insurance or legal team will offer this offer, which will usually be considerably less than the victim's rights. The victim should not accept this offer without speaking to an attorney for personal injury first. The value of a settlement will depend on many factors which include the severity of injuries, property damage and medical expenses. Non-economic damages may also be considered, especially in cases where you've been emotionally or physically traumatized by the accident. These losses are difficult to quantify and require an expert analysis. The amount you will receive in compensation is also affected by the amount of liability. If 18 wheeler accident attorney jacksonville can prove that the liable party committed a violation of traffic laws, acted negligently or caused the accident by committing another act of wrongdoing, they will be liable for paying the damages. There are however other legal defenses that could limit their liability. They include contributory and comparative fault. The owners of trucking companies can be held accountable for an accident. This could be the case if driver of the truck was operating it in poor conditions or the company was not able to maintain the vehicle in good repair. The cargo loading and shipping firm could also be held accountable for the cargo if it was improperly loaded, or a component was defective. Filing a lawsuit If the insurance company is unable to settle the claim in a fair manner or offer a fair settlement, you may be left with no other choice than to file a lawsuit. This could delay the resolution of your case however, it could also result in a larger settlement of damages. A truck accident lawyer is the best choice, whether you choose to settle or go to court. You need someone to protect your interests because the insurance companies will try to deny your claim. A Lafayette truck accident lawyer can review your accident, calculate the amount of your damages and make sure you receive the highest amount of compensation for your injuries. In many 18-wheeler crashes, there are multiple parties liable. If the truck driver was driving under the influence of alcohol or if he violated the rules regarding hours of service, then his employer could be held accountable. In addition, the maker of a vehicle component or repair shop could be held liable if a defective part caused the accident. Moreover, cargo loading or shipping companies can be held accountable for accidents that involve their trucks. This is because these trucks must be loaded and shipped in a manner that is safe to avoid them falling over or jackknifing. This means that these companies must adhere to strict safety guidelines. The law also allows you to recover non-economic damages, like pain and suffering. Trial Negotiations with insurance companies are used to settle most truck accident cases. A fair settlement should include all medical expenses including treatment and medical expenses, as well as any other losses that you've suffered or are likely to suffer. Your attorney can also assist you in determining what your future damages might be, as well as whether punitive damages could be applicable. The amount of time required to receive a complete and final settlement could depend on many factors, and an experienced lawyer can help you through the process. The extent of your injuries will determine the amount of compensation you can expect. Some injuries will only affect you for a few weeks or months but others will have a lasting effects on your life. In 18-wheeler accidents it can take time to determine who is at fault. This is due to the possibility that there could be multiple parties at fault which include the driver of the truck as well as the company that employs them. In certain instances, there may be mechanical problems with the vehicle that result in a crash, in this case, it may be necessary to hold the repair shop or manufacturer liable for your damages. There are a myriad of factors that can impact the amount of a settlement in an 18-wheeler crash but, in general, these kinds of cases have higher settlements than those involving automobiles. This is due to the nature of the injuries and the damages caused by these accidents, which can be devastating.